OK - this is an old scam, but it is going around again so we are interrupting our regularly scheduled programming to discuss it.
The scam works this way - the person will get a call from someone representing a law firm and this representative will state that payment must be made on an overdue credit card account IMMEDIATELY or the "law firm" will press criminal charges. Payment is usually demanded in the form of a Western Union (or the like) but this is not always the case.
This fraud relies on two main elements:
1. Surprise - the person is caught off guard by this sudden phone call
2. Threats - the person is also caught off guard by the threat of criminal prosecution
This combination is often enough to frighten the person enough to induce him to pay.
This is a FRAUD, pure and simple. The Federal Fair Debt Collections Act specifically prohibits this behavior. Debt collectors are prohibited from issuing these kinds of threats, or threats of any kind.
The scam works this way - the person will get a call from someone representing a law firm and this representative will state that payment must be made on an overdue credit card account IMMEDIATELY or the "law firm" will press criminal charges. Payment is usually demanded in the form of a Western Union (or the like) but this is not always the case.
This fraud relies on two main elements:
1. Surprise - the person is caught off guard by this sudden phone call
2. Threats - the person is also caught off guard by the threat of criminal prosecution
This combination is often enough to frighten the person enough to induce him to pay.
This is a FRAUD, pure and simple. The Federal Fair Debt Collections Act specifically prohibits this behavior. Debt collectors are prohibited from issuing these kinds of threats, or threats of any kind.
NOTE: THE INFORMATION IN THIS BLOG IS NOT LEGAL ADVICE NOR
IS IT INTENDED TO BE LEGAL ADVICE. IF
THE READER HAS ANY LEGAL QUESTIONS, PLEASE REFER TO AN ATTORNEY.
NOTE: ANY INDIVIDUAL WHO HAS NOT PLED GUILTY TO A CRIME OR
WHO HAS NOT BEEN FOUND GUILTY BY A JUDGE OR JURY IS INNOCENT UNTIL PROVEN GUILTY
AS PER THE LAWS OF THE UNITED STATES OF AMERICA.
----------à>>>>>>>>>>>>>>>gene
tausk
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