OK - let's continue with our discussion regarding telemarketing fraud. As stated in the last post, the important fact to remember about telemarketers is that they are attempting to get you (the recipient of the phone call) to divulge something over the phone, even if it is a simple "yes" to a sales pitch.
First of all, let's make it clear from the outset that the vast majority of telemarketers are simply people that are working for a living with reputatable companies and are not "out to get" anyone. But, like any venture, fraudsters are always there to take advantage of the gaps in the system.
So - when you get a telemarketing call the first question that should always be asked is "what are they trying to get me to do?" Before the industry was hit with the "no call" laws, most of the time it was a simple answer - the telemarketer is trying to get you to buy something over the phone. And, there is the problem - the idea of "buying" something over the phone usually means giving out your credit card information.
It should go without saying that giving out your credit card information to a complete stranger on the other end of the phone line is usually a very, very bad idea. Obviously, once armed with your credit card information, this stranger now has the power to make purchases with your card.
So what can be done about this?
First of all, let's make it clear from the outset that the vast majority of telemarketers are simply people that are working for a living with reputatable companies and are not "out to get" anyone. But, like any venture, fraudsters are always there to take advantage of the gaps in the system.
So - when you get a telemarketing call the first question that should always be asked is "what are they trying to get me to do?" Before the industry was hit with the "no call" laws, most of the time it was a simple answer - the telemarketer is trying to get you to buy something over the phone. And, there is the problem - the idea of "buying" something over the phone usually means giving out your credit card information.
It should go without saying that giving out your credit card information to a complete stranger on the other end of the phone line is usually a very, very bad idea. Obviously, once armed with your credit card information, this stranger now has the power to make purchases with your card.
So what can be done about this?
NOTE: THE INFORMATION IN THIS BLOG IS NOT LEGAL ADVICE NOR
IS IT INTENDED TO BE LEGAL ADVICE. IF
THE READER HAS ANY LEGAL QUESTIONS, PLEASE REFER TO AN ATTORNEY.
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tausk
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